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Repayment Scheme 1.5% One Month (Unsecured Loan)

Repayment Scheme 1.0% One Month (Secured Loan)

Term & Condition

  • Representative¬†Annual¬†Percentage¬†Rate¬†(APR)¬†or¬†range
    • Maximun 18%
  • Fees of Loan Application¬†incl.¬†all¬†fees
    • Processing Fees RM 50
    • Runner¬†Fees RM 50
  • Implications¬†of¬†Non-Payment
    • Additional 1%¬†interest¬†rate¬†charges¬†if¬†payments¬†are¬†late¬†or¬†missing
    • No¬†legal¬†consequences¬†if¬†payments¬†are¬†late¬†or¬†missing
    • No legal actions¬†will¬†be¬†taken¬†if¬†payments¬†are¬†late¬†or¬†missing
    • No¬†impact¬†on¬†credit¬†score¬†if¬†payments¬†are¬†late¬†or¬†missing
  • Renewal Policy
    • ¬†Minimum 3 Months &¬†Maximum 5 Years of¬† repayment period.
    • Automatic Extension of Loan which passed the¬†payment¬†period.
    • Upon¬†renewal,¬†there will be no fees or¬†(interest)¬†rate¬†changes.
    • Payment date¬†change¬†to¬†new cycle from the date renewed.