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FAQ

Personal loans are unsecured loans with fixed payments and a fixed payment schedule.

By sending your application detail thru our webpage and we will reply to you then you will need to attend to our office along with all your documents required.

If all your document without doubt and complete, we will approve your loan within 1 day.

  • Representative¬†Annual¬†Percentage¬†Rate¬†(APR)¬†or¬†range
    • Maximun 18%

 

  • Fees of Loan Application¬†incl.¬†all¬†fees
    • Processing Fees RM 50
    • Runner¬†Fees RM 50

 

  • Implications¬†of¬†Non-Payment
    • Additional 1%¬†interest¬†rate¬†charges¬†if¬†payments¬†are¬†late¬†or¬†missing
    • No¬†legal¬†consequences¬†if¬†payments¬†are¬†late¬†or¬†missing
    • No legal actions¬†will¬†be¬†taken¬†if¬†payments¬†are¬†late¬†or¬†missing
    • No¬†impact¬†on¬†credit¬†score¬†if¬†payments¬†are¬†late¬†or¬†missing

 

  • Renewal Policy
    • ¬†Minimum 3 Months &¬†Maximum 5 Years of¬† repayment period.
    • Automatic Extension of Loan which passed the¬†payment¬†period.
    • Upon¬†renewal,¬†there will be no fees or¬†(interest)¬†rate¬†changes.
    • Payment date¬†change¬†to¬†new cycle from the date renewed.

YOUR FRIENDLY LOAN

Fast Approval. Low Interest. Guaranteed Approval. High Amount.